Deciding to retire is a big decision.

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Once you’ve made that important choice, you need to know what to do to get your income for life and lump sum.

When you decide to retire from the Collective Plan, you’ll get your one-off lump sum and you’ll start to get your income for life, paid monthly, too.  

Every year, we’ll let you know whether your income for life for the next 12 months will go up or down or stay the same.

This section of the website tells you what you need to do when you want to retire, how to find out what you’ll get from the Collective Plan and give you an overview of how your lump sum and income for life will be taxed.