A pension plan should treat everyone fairly.
The Collective Plan is designed to give everyone a secure income for life and one-off lump sum when they retire.
The Collective Plan has been designed to do that in a way that’s sustainable for you, your colleagues and Royal Mail.
It’s the first of its kind in the UK and it works a bit differently to other pension plans.
This section of the website tells you what you need to know - like if you're looking for an overview of how things work, so you can get the most from the Collective Plan in the future.