The Collective Plan is the future of pensions at Royal Mail.
Member Nominated Director (MND) ballot results are now live
The MND ballot held in March is now closed and we are pleased to announce the four candidates who have been elected based on your votes.
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For any pension you have, there are two big things you’ll need to think about – how much you’ll get and when you want to retire.
You’ll get two things from the Collective Plan:
An income for life
A one-off lump sum
You’ll get these at the same time, along with any Additional Voluntary Contributions (AVCs) you’ve chosen to pay.
The Collective Plan has what’s known as a ‘Normal Retirement Age’. It’s the age that the Collective Plan uses to work out the income for life and lump sum that you’ll get. The Collective Plan’s Normal Retirement Age is 67. But you could get your income for life and lump sum earlier or later, depending on your circumstances.