The Collective Plan is the future of pensions at Royal Mail.
Member Nominated Director (MND) ballot is now open
In January, we were seeking passionate and committed individuals from the active membership to join our Trustee Board, with MND vacancies to fill from April 2025.
Following a positive response, it's now time for you to have your say and vote for the candidate that best represents your views and interests.
The ballot period is open until 24 March 2025, and you'll be asked to vote online or by post. But don't worry, Civica Election Services are sending you a pack full of details including your ballot paper in the post.
In the meantime, if you'd like to see how you can play your part with voting, we've got more information below.

For any pension you have, there are two big things you’ll need to think about – how much you’ll get and when you want to retire.
You’ll get two things from the Collective Plan:
An income for life
A one-off lump sum
You’ll get these at the same time, along with any Additional Voluntary Contributions (AVCs) you’ve chosen to pay.
The Collective Plan has what’s known as a ‘Normal Retirement Age’. It’s the age that the Collective Plan uses to work out the income for life and lump sum that you’ll get. The Collective Plan’s Normal Retirement Age is 67. But you could get your income for life and lump sum earlier or later, depending on your circumstances.